📋 Legal Agreement

345jl Terms & Conditions

These Terms and Conditions govern your use of the 345jl platform. By registering an account or accessing any part of the 345jl website, you agree to be bound by these terms in full. Please read them carefully before using our services.

Last updated: June 2026  |  21+ Must be 21 or older to use 345jl

Important Notice: These Terms and Conditions constitute a legally binding agreement between you ("the Player" or "User") and 345jl ("the Company," "we," "us," or "our"). By creating an account on the 345jl platform at 345jl.org, you confirm that you have read, understood, and agree to these Terms in their entirety. If you do not agree, you must not use the 345jl platform.

1. Acceptance of Terms

1.1 These Terms and Conditions ("Terms") govern all use of the 345jl website (345jl.org) and all related services, games, features, and content made available by 345jl ("the Platform").

1.2 By accessing the Platform, completing the registration process, or by clicking any acceptance prompt presented to you on the 345jl website, you agree to be fully bound by these Terms, our Privacy Policy, our Responsible Gaming Policy, and any additional game-specific or promotion-specific rules published on the Platform from time to time.

1.3 These Terms are effective from the date of your first account registration. 345jl reserves the right to update or modify these Terms at any time. Continued use of the Platform following notification of any changes constitutes acceptance of the revised Terms.

1.4 These Terms are written in English and shall be interpreted accordingly. Where any translation is provided for convenience, the English version shall prevail in the event of any inconsistency.

2. Eligibility & Registration

Age Restriction: You must be at least 21 years of age to register and use the 345jl platform. This is a strict requirement under PAGCOR regulations applicable to online casino-style gambling in the Philippines. Creating an account if you are under 21 is a violation of these Terms and may constitute a violation of Philippine law.

2.1 To register an account with 345jl, you must:

  • Be at least 21 years of age;
  • Be a resident of or physically located within a jurisdiction where online gambling is permitted under applicable law;
  • Not be a person who has been self-excluded from 345jl or any other PAGCOR-regulated gambling platform;
  • Not be acting on behalf of a third party;
  • Provide accurate, truthful, and current personal information during the registration process.

2.2 Each individual may hold only one (1) 345jl account. Registering multiple accounts is strictly prohibited and will result in the immediate suspension of all related accounts and forfeiture of any associated balances or bonuses.

2.3 345jl reserves the right to request documentary proof of identity and age ("Know Your Customer" or "KYC" verification) at any time, including but not limited to: a valid Philippine government-issued ID (PhilSys card, driver's licence, or passport), proof of address, and proof of ownership of any payment method used.

2.4 345jl may refuse registration or suspend an existing account where it reasonably suspects that the eligibility requirements in this section are not satisfied, without liability to the User.

3. Account Responsibilities

3.1 You are solely responsible for maintaining the confidentiality and security of your 345jl account credentials, including your username, password, and any two-factor authentication codes issued to your registered device.

3.2 You must not share your account login details with any other person. 345jl accepts no liability for losses arising from the unauthorised use of your account due to your failure to maintain adequate security of your credentials.

3.3 You must notify 345jl immediately via live chat or the contact email listed in these Terms if you suspect that your account has been accessed without your authorisation.

3.4 All activity conducted through your 345jl account is your sole responsibility. This includes bets placed, games played, and withdrawals requested, whether or not you personally initiated such actions.

3.5 You agree to keep your registered contact information (email address and Philippine mobile number) accurate and up to date at all times. Failure to maintain current contact information may result in delayed support responses and the inability to receive account verification communications.

4. Deposits & Payments

4.1 All deposits to your 345jl account must be made using payment methods that are registered in your own name. 345jl does not accept third-party deposits.

4.2 Accepted payment methods include GCash, PayMaya, BDO, BPI, Metrobank, UnionBank, and bank transfers via InstaPay and PESONet. 345jl does not accept cryptocurrency or anonymous payment instruments.

4.3 The minimum deposit amount is ₱100. Deposits are generally credited to your 345jl wallet immediately or within one (1) business hour depending on the payment method. 345jl is not responsible for delays caused by third-party payment processors or your bank.

4.4 345jl does not charge fees on standard deposits. Your bank or e-wallet provider may apply their own transaction charges, for which 345jl bears no responsibility.

4.5 By depositing funds, you confirm that the funds do not originate from illegal activity. 345jl is legally required to comply with applicable Philippine anti-money laundering regulations and may report suspicious transactions to the appropriate authorities.

5. Withdrawals

5.1 Withdrawal requests may only be made to payment methods registered in your own name and previously used for deposits where required by 345jl's AML procedures.

5.2 Before processing any withdrawal, 345jl may require you to complete KYC verification. Failure to provide requested documentation within a reasonable time may result in the suspension of your withdrawal request.

5.3 345jl aims to process GCash and PayMaya withdrawals within fifteen (15) minutes of approval. Bank transfers to BDO, BPI, Metrobank, and UnionBank are typically processed within the same business day. Processing times are estimates and may vary during periods of high demand or scheduled maintenance.

5.4 Withdrawals of bonus funds or winnings derived from bonus funds may be subject to wagering requirements, as specified in the applicable promotion terms. Bonus funds that do not meet wagering requirements at the time of withdrawal request will be forfeited.

5.5 345jl reserves the right to withhold or delay a withdrawal pending completion of verification procedures or investigation of suspected fraudulent activity, without liability to the User during the investigation period.

6. Bonuses & Promotions

6.1 All bonuses and promotional offers made available through 345jl are subject to specific terms and conditions published at the time the promotion is offered. These Terms apply in addition to, and not in place of, the promotion-specific rules.

6.2 Welcome bonuses are available to new players on their qualifying first deposit only. A player may not claim a welcome bonus more than once, regardless of whether they close and re-open an account.

6.3 Wagering requirements must be met in full before any winnings derived from bonus funds can be withdrawn. Unless otherwise specified, wagering requirements must be completed within thirty (30) days of the bonus being credited to your account. Uncompleted bonus amounts will be forfeited on expiry.

6.4 345jl reserves the right to withdraw, alter, or suspend any promotional offer at any time, including where it suspects abuse, collusion, or technical exploitation of a bonus by any player or group of players.

6.5 Players who are self-excluded or who have set deposit limits that prevent them from meeting minimum qualifying conditions are not eligible to receive bonuses during their restriction period.

7. Gaming Rules

7.1 All games available on the 345jl platform are governed by individual game rules displayed within each game interface. In the event of a conflict between game-specific rules and these Terms, the game-specific rules shall prevail in respect of gameplay matters.

7.2 All RNG-based (Random Number Generator) games on the 345jl platform use certified RNG systems that have been independently tested for fairness and randomness. 345jl does not manipulate game outcomes.

7.3 In the event of a game malfunction, technical error, or disconnection during gameplay, 345jl's records and logs shall be the primary reference for determining the outcome of any affected round. 345jl will make reasonable efforts to resolve such situations fairly.

7.4 Any bet placed using funds obtained through fraudulent means or prohibited payment methods will be voided and any associated winnings forfeited.

7.5 345jl reserves the right to void any bet or reverse any transaction where a technical error, pricing error, or system error has resulted in an incorrect outcome being displayed or credited.

8. Prohibited Activities

8.1 The following activities are strictly prohibited on the 345jl platform and may result in immediate account suspension, forfeiture of balances, and referral to the relevant Philippine law enforcement authorities:

  • Registering more than one (1) account or using another person's account;
  • Providing false or misleading personal information during registration or KYC verification;
  • Using the platform if you are under 21 years of age;
  • Using software tools, bots, artificial intelligence, or other automated systems to gain an unfair advantage in any game;
  • Engaging in or facilitating chargebacks or fraudulent payment disputes;
  • Using the platform for money laundering or any activity that contravenes the Republic Act No. 9160 (Anti-Money Laundering Act) as amended;
  • Colluding with other players in any live game, poker, or competitive format;
  • Exploiting software bugs or errors to gain credits or game outcomes not legitimately earned;
  • Attempting to access or interfere with the 345jl platform's technical infrastructure, databases, or security systems.

9. Intellectual Property

9.1 All content published on the 345jl platform, including but not limited to the 345jl name, logo, website design, text, graphics, game interfaces, and software, is the property of 345jl or its licensed content providers and is protected by applicable intellectual property laws.

9.2 You are granted a limited, non-exclusive, non-transferable licence to access and use the 345jl platform for personal, non-commercial gaming purposes only. No other licence is granted or implied.

9.3 You may not copy, reproduce, distribute, publish, display, or create derivative works from any 345jl content without prior written consent from 345jl.

10. Limitation of Liability

10.1 To the maximum extent permitted by applicable Philippine law, 345jl and its directors, employees, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, loss of data, or loss of gaming credits arising from:

  • Your use of or inability to access the 345jl platform;
  • Technical failures, service interruptions, or errors beyond 345jl's reasonable control;
  • Unauthorised access to your account resulting from your failure to secure your credentials;
  • Actions of third-party payment processors, network providers, or software vendors.

10.2 Nothing in these Terms shall exclude or limit 345jl's liability for fraud, wilful misconduct, or any liability that cannot be excluded by law.

10.3 The 345jl platform is provided on an "as is" and "as available" basis. 345jl makes no warranties, express or implied, regarding the uninterrupted availability or fitness for purpose of the platform.

11. Responsible Gaming

Responsible Gaming Commitment: 345jl is committed to promoting safe and responsible gambling. If gambling stops being enjoyable and begins to negatively affect your finances, relationships, or mental health, please use the tools available in your 345jl account or contact our 24/7 support team immediately.

11.1 345jl provides the following responsible gaming tools to all registered players:

  • Deposit Limits: Daily, weekly, and monthly deposit caps that take effect immediately upon setting and cannot be increased without a mandatory cooling-off period;
  • Session Time Alerts: Optional notifications alerting you when you have been logged in continuously for a set period;
  • Take a Break: Temporary account suspensions of 24 hours, 7 days, or 30 days, activated immediately on request;
  • Self-Exclusion: Permanent account closure available at any time, processed within 24 hours of request.

11.2 You must be at least 21 years of age to hold a 345jl account. This is a strict non-negotiable requirement under the PAGCOR regulatory framework governing online gambling in the Philippines.

11.3 For additional support and resources, players are encouraged to consult PAGCOR's responsible gaming guidance and any applicable Philippine support services for problem gambling. Links to relevant resources are available on our Responsible Gaming page.

12. Suspension & Termination

12.1 345jl reserves the right to suspend or permanently close any player account, with or without prior notice, where it reasonably determines that:

  • The User has violated any provision of these Terms;
  • The User has engaged in fraudulent, deceptive, or illegal activity;
  • Continued account operation presents a risk to the integrity of the platform or other players;
  • The User has requested self-exclusion;
  • 345jl is required to do so by applicable law or regulatory direction.

12.2 Upon permanent account closure, 345jl will return any verified account balance (net of bonuses not meeting wagering requirements) to the Player's registered payment method, subject to completion of any outstanding KYC or AML requirements.

12.3 You may voluntarily close your 345jl account at any time by contacting our support team. Voluntary closure requests are processed within five (5) business days.

13. Governing Law

13.1 These Terms and Conditions shall be governed by and construed in accordance with the laws of the Republic of the Philippines.

13.2 Any dispute arising out of or in connection with these Terms, including any question regarding their existence, validity, or termination, shall be subject to the exclusive jurisdiction of the courts of the Philippines.

13.3 345jl operates in compliance with applicable Philippine gaming laws and regulations, including but not limited to the regulatory oversight of the Philippine Amusement and Gaming Corporation (PAGCOR) under Presidential Decree No. 1869, as amended.

14. Amendments

14.1 345jl reserves the right to amend, supplement, or replace these Terms at any time. Material changes will be communicated to registered players by email to the address registered on the account and/or by a prominent notice on the 345jl website.

14.2 Continued use of the 345jl platform after publication of amended Terms constitutes acceptance of those amendments. If you do not accept the amended Terms, you must cease using the platform and contact support to close your account.

14.3 The date of the most recent revision to these Terms is displayed at the top of this page.

15. Contact Information

If you have any questions, complaints, or concerns regarding these Terms and Conditions or the operation of the 345jl platform, please contact our support team through the following channels:

Email: [email protected]
Live Chat: Available 24/7 via the chat button on the 345jl website.

345jl aims to respond to all formal complaints and account-related enquiries within forty-eight (48) hours on business days. Live chat support typically responds within five (5) minutes at all hours.

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Secure Transactions

All financial activity on 345jl is protected by 256-bit SSL encryption. Your deposits and withdrawals are processed securely in compliance with Philippine AML regulations.

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Fair Gaming Certified

All RNG-based games on 345jl use independently certified random number generators. Outcomes are provably random — no manipulation beyond the standard published house edge.

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PAGCOR Compliance

345jl operates under the applicable PAGCOR regulatory framework. All player fund handling and dispute resolution procedures comply with Philippine gambling regulations.

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Player Protection First

From KYC verification to responsible gaming tools and self-exclusion options, 345jl's policies are designed to protect every registered player — not just the platform.

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Transparent Bonus Terms

Every 345jl bonus and promotion comes with clearly stated wagering requirements and expiry windows. No hidden conditions — full terms available before you opt in.

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24/7 Support

Questions about these Terms or your account? 345jl's live chat support team is available at all hours — typically responding within 5 minutes, day or night.

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Now that you know the rules, join thousands of Filipino players on the 345jl platform. Register in minutes, deposit via GCash from ₱100, and access 2,000+ games.

21+ Must be 21 or older. Gamble responsibly. PAGCOR regulated.